Shopping For Antique Car Insurance
By Joey Hudson
Antique cars are vehicles that are more than 30 years old and usually are used in car shows and for display purposes only. cars are not used to travel to work or vacations. These cars are treated with "kid gloves" and regular auto insurance for these cars may be a waste of money because they are not driven on a regular basis. car insurance is a better choice when planning to purchase insurance.

Prior to getting insurance, the car must be appraised by a certified appraiser. Your insurance company should be able to recommend a certified appraiser. The appraiser will determine the value of your car based upon the sale price of similar cars.

If the car is less than 50 years old, the appraiser may look for a "blue book value" on the car. The blue book value is used in the automotive industry to estimate the value of used cars. Most cars can found in this listing. In the event the vehicle is not listed, the appraisal may be based on the condition of the car.

An appraiser will most likely use the blue book value or set a date to view the car to ensure it is in the condition stated. This is a precautionary measure used in the prevention of insurance fraud. There have been cases where the insured over estimates the value of a car and then the vehicle is "accidentally" damaged. The owner collects on the insurance based on the estimated value. This is one reason it is important to have the vehicle apprised by someone who is trusted by the insuring agency.

Applying for automobile insurance is not much different than applying for regular car insurance. You will the need the basic information such as the year, make and model number as well as the value. You will also have to provide the insurance company with the driving license of anyone who will be driving the car. If there is a vehicle identification number on the vehicle, the insurance company will also need to have that to issue the insurance policy.

In addition to using the blue book value of the car, if possible, the value of the car is determined by the condition of the automobile. The insurance company will be insuring the car on the basis of the replacement value if something happens to the car, such as a theft. They will also be insuring it against damage to other individuals or to yourself if the car is involved in an accident. Valuation is always based upon the replacement value of the vehicle. This is determined

17th Annual Car Show in the Park
<div class="event-nodeapi"> <div class="event-start dtstart" title="2010-05-29T04:00:00Z"><label>Start: </label>05/29/2010 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-tz"><label>Timezone: </label>America/New York</div></div> <div class="event-nodeapi"> <div class="event-start dtstart" title="2010-05-29T04:00:00Z"><label>Start: </label>05/29/2010 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-tz"><label>Timezone: </label>America/New York</div></div> <p>Twin County Region, AACA will present the 17th Annual Car Show in the Park on May 29, 2010 from 8:00 am to 3:30 pm. Call 276 236-6197 for an entry form or visit <a href="http://clubs.hemmings.com/tcraaca/" title="http://clubs.hemmings.com/tcraaca/">http://clubs.hemmings.com/tcraaca/</a> to download an entry form.</p>
74th Annual Old Fiddler's Convention
<div class="event-nodeapi"> <div class="event-start dtstart" title="2009-08-03T04:00:00Z"><label>Start: </label>08/03/2009 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-end dtend" title="2009-08-08T04:00:00Z"><label>End: </label>08/08/2009 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-tz"><label>Timezone: </label>America/New York</div></div> <div class="event-nodeapi"> <div class="event-start dtstart" title="2009-08-03T04:00:00Z"><label>Start: </label>08/03/2009 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-end dtend" title="2009-08-08T04:00:00Z"><label>End: </label>08/08/2009 - 00:00</div></div> <div class="event-nodeapi"> <div class="event-tz"><label>Timezone: </label>America/New York</div></div> <p>Pull through camping sites available at Old Cranks</p>
About Old Cranks Motorcar Museum & Ice Cream Shop
<p>Old Cranks Motorcar Museum hosts an eclectic collection of vintage automobiles including examples of a very early one cylinder Orient Buckboard, a Stanley Steam Car, a Detroit Electric Auto and many others. There are Hit &amp; Miss Gas engines, and coming soon: Antique Farm Equipment.</p> <p>HOURS:<br /> Saturday: 12:00noon - 4pm<br /> Sunday: 1pm - 4pm<br /> Other times by appointment</p> <p>Please call for special events, group tours and rates. Let us host your next antique car tour! Our vintage soda fountain serves delicious hand-dipped ice cream cones.</p> <p>Fiddlers! We have camping and parking space available!</p>
Map
<a href="/node/121"><img src="http://oldcranks.com/sites/default/files/images/OCMM Map.bmp_.thumbnail.jpg" alt="Map" title="Map" class="image image-thumbnail " width="100" height="89" /></a><p>Directions from I-77</p> <p>Take Exit 14, turn west on Route 58 toward Galax. Turn left onto Main Street, go past 6 traffic lights and turn left on Fair Street. Drive down the hill, bearing left on Railroad Avenue. The museum is on your right.</p> <p>Directions from the Blue Ridge Parkway</p> <p>Exit the Parkway at Route 89 and turn North toward Galax. After the first traffic light, turn right on Fair Street. Go down the hill, bearing left on Railroad Avenue. The Museum is on your right.</p>
Schacht 1906 003
<a href="/node/110"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 003.thumbnail.jpg" alt="Schacht 1906 003" title="Schacht 1906 003" class="image image-thumbnail " width="100" height="75" /></a>
Schacht 1906 006
<a href="/node/113"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 006.thumbnail.jpg" alt="Schacht 1906 006" title="Schacht 1906 006" class="image image-thumbnail " width="100" height="75" /></a>
Schacht 1906 005
<a href="/node/112"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 005.thumbnail.jpg" alt="Schacht 1906 005" title="Schacht 1906 005" class="image image-thumbnail " width="100" height="75" /></a>
Schacht 1906 004
<a href="/node/111"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 004.thumbnail.jpg" alt="Schacht 1906 004" title="Schacht 1906 004" class="image image-thumbnail " width="100" height="75" /></a>
Schacht 1906 002
<a href="/node/109"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 002.thumbnail.jpg" alt="Schacht 1906 002" title="Schacht 1906 002" class="image image-thumbnail " width="100" height="75" /></a>
Schacht 1906 007
<a href="/node/114"><img src="http://oldcranks.com/sites/default/files/images/Schacht 1906 007.thumbnail.jpg" alt="Schacht 1906 007" title="Schacht 1906 007" class="image image-thumbnail " width="100" height="75" /></a>

either by the rated blue book value or by three other similar cars in the same condition and their value.

Finding insurance may require checking with several companies to find one that offers car insurance. Larger agencies have underwriters who may offer car insurance and are able to issue collision and liability insurance based on frequency of use and information regarding the primary driver of the vehicle being insured.

Many types of automobile insurance are available. A policy based on actual cash value that is determined by vehicle value at the time of policy issuance may not be a wise choice. Cash Value policies may depreciate the vehicle value annually. If the car is one that will gain value with age, other types of insurance may be more adequate.

Stated value provides a safer option and will cover the appraised value of the car during the entire term of the insurance policy.

The third option, agreed value insurance, consists of a monthly premium on the car. This is a good option for those who live in climates where the car can only be driven during certain months. This gives the option of eliminating the cost for liability coverage during the months that the car is being stored. The option that you choose for car insurance depends on the value of your car and if you plan to drive it all year long.

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